ACTIVITY REPORT 2021 A YEAR OF RECOGNITION FOR BRED BRED WAS AWARDED NUMEROUS PRIZES, PROVING ITS RESILIENCE AND THE RELEVANCE OF ITS APPROACH, AS WELL AS ITS ABILITY TO TAKE UP THE CHALLENGES FACED BY COMMERCIAL BANKS. EUROPE BRED BANQUE PRIVÉE INSURANCE THE BRED GROUP, “BEST AFFILIATED AN ACCLAIMED OFFERING PRIMARY DEALER PRIVATE BANK” The best banking individual retirement BRED was one of five French banks and BRED Banque Privée received a special savings plan on the market 39 European banks to be selected by the mention, second prize in the category “best BRED’s approach is rewarded with a compre- European Commission as Primary Dealers affiliated private bank” at the Sommet du hensive product and limited charges, showing for the placement of its debt issues under thePatrimoine et de la Performance. A process0.70% per year for the management of units NextGenerationEU plan. It also places the that has taken several years is now producingof account. Recognition of the presence of an short-term debt (less than one year) of Austria,very good results, and that rewards the qualityeffective euro-growth fund and of the quality of Ireland, Belgium, the Netherlands and Estonia.of support for private bankingcustomers. its range of multi-management vehicles. Label of Excellence by the Dossiers de l’Épargne INTERNATIONAL The credit insurance offering of our subsidiary BFL REWARDED FOR ITS PREPAR-VIE was once again awarded the 2022 Label of Excellence by the Dossiers de MANAGEMENT OF THE l’Épargne. A policy distinguished by the quality PANDEMIC of the benefits and coverage. BFL was awarded the “Top LNCCI* Business Leader for Year 2021 Covid-19 Response Award”, by the Lao National Chamber of BFL BRED Group, the winner of Commerce and Industry. This award recognises TOP LNCCI Business Leader the exceptional performance of BFL and all its for Year 2021 teams, in its continuous commitment to support Covid-19 Response Award its customers. *Lao National Chamber of Commerce and Industry. 4 dlrow eht ot nepO sthgilhgih dna sseccuS