ACTIVITY REPORT 2021 The Eure sales and marketing team congrat- PROXIMITY ulating the Normandy winner of the Stars & REGIONAL AGREEMENT Métiers 2021 prize, for promoting excellence SIGNED: BRED MOBILIZED and innovation in the trade. FOR THE TERRITORIES SUPPORT TRANSITION OF Two regional departments, West Normandy APPRENTICESHIPS and East Normandy, have signed a partnershipBRED CONTINUES ITS CUSTOMER COMPANIES agreement with the Regional Chamber of TOWARDS A MORE Trade and Commerce of Normandy, thereby COMMITMENT TO SUSTAINABLE boosting various local initiatives to support theWORK-STUDY COURSES DEVELOPMENT MODEL projects of local tradespeople, from setting up to development. BRED is mobilising to promote apprenticeships • Over the last year, BRED has taken part rooted in work environments and ensure long- in several financing initiatives aimed both term integration. In 2021 it signed 300 work- at financing growth in the business of its HOUSING study contracts. Since 2020, 43% of students customer companies, and supporting them RENEWABLE ENERGY on work-study courses remained at BRED and in their transition towards a more sustainable 20% signed an employment contract at the end development model, by taking into account of their work-study course. BRED is a sponsor of Sol Solidaire, which makes sustainable development goals, included in theit possible to reduce the energy consumption loan contract. of local authority housing by financing the ins- • In 2021 , BRED included an ESG risk analysistallation of solar panels. in over 300 credit decisions for amounts exceeding €1m for customer companies, in line with its credit policy. Training and induction meeting for students on work-study courses. 9 Open to the worldSuccess and highlights