ACTIVITY REPORT 2021 PROFILE BANKING WITHOUT DISTANCE BRED is a cooperative bank that has 200,000 members, shareholders’ equity of 5.8 billion euros, and 6,300 employees, 30% of whom are located outside France and in the French overseas collectivities. It operates in Ile-de-France, Normandy and in the French overseas departments, as well as through its commercial banking subsidiaries in South-East Asia, the South Pacific, the Horn of Africa and Switzerland. It is a local bank that is committed to its territories, with a network of 475 branches, including 75 abroad. It maintains long-term relationships with over 1 .3 million customers. BRED Banque Populaire is a member of Groupe BPCE and combines varied businesses: retail banking, wholesale banking, private banking, insurance, asset management, 200,000 private equity, trading desk, and international trade finance. MEMBERS In 2021 , BRED achieved consolidated net banking income €5.8 BILLION (NBI) of €1 .46 billion (+13.5%) and its net income amounted IN SHAREHOLDERS’ EQUITY to €412 million up by 52.7%. 6,300 EMPLOYEES INCLUDING 30% ABROAD 400 BRANCHES AND IN THE OVERSEAS COLLECTIVITIES IN MAINLAND FRANCE AND THE FRENCH OVERSEAS DEPARTMENTS 1.3 MILLION CUSTOMERS 75 BRANCHES OUTSIDE FRANCE 2 dlrow eht ot nepO ssergorp dna stluseR