www.bred.fr Registered office: 18, quai de la Rapée - 75012 Paris - France Tel. +33 1 48 98 60 00 – Document produced by the Corporate Communications Department – Design and production: Éditions Stratégiques Photo credits: BRED, Aurélia Blanc, Martin Colombet, Frédéric Rejaudry, Stéphane Lavoué, Malmoth Photography, iStock, and X Transat Jacques Vabre watercolours: Thomas de Cointet BRED Banque Populaire, limited liability cooperative banking company governed by Articles L.512-2 et seq. of the French Monetary and Financial Code (CMF) and all of the laws relating to cooperative banking societies and lending institutions, with capital of €1 ,495,866,772.29 – Registered office: 18, quai de la Rapée, 75604 PARIS Cedex 12, France, Company registration number 552 091 795 RCS Paris VAT No. FR 09 552 091 795– Insurance intermediary registered with ORIAS under registration number 07 003 608.