ACTIVITY REPORT 2021 2021, EXCELLENT RESULTS OUTSTANDING PERFORMANCE SINCE 2012 Increase in the consolidated net banking Increase in the consolidated net income income (in € million) (in € million) + 61% + 129% 1 456 412 1 2521 283 1 191 307 1152 266 277 270* 1 0571 095 257 238 955 972 200 903 180 183 2012 2013 2014 2015 2016 2017 2018 2019 2020 2021 2012 2013 2014 2015 2016 2017 2018 2019 2020 2021 NBI €1,456.1M €412M UP BY 13.5% INNET INCOME UP BY 52.7% NBI OF THE COMMERCIAL BANK IN FRANCE: + 5.4% NBI OF THE BANK ABROAD AND STRONG GROWTH IN THE OVERSEAS COLLECTIVITIES:+ 25.7% INSHAREHOLDERS’ EQUITY OF 14.8% €5.8BN AN EXCELLENTCOST-TO-INCOMEA VERY GOOD CET1 RATIO AT 55.1% SOLVENCY RATIO AT 16.5% * The drop in 2020 is due to prudent provisioning of the cost of risk that may be caused by the pandemic. 3 Open to the worldResults and progress