ACTIVITY REPORT 2021 OPEN TO THE WORLD Combining proximity and international presence BRED is attractive outside France. It is present in South-East Asia, the South Pacific and the Horn of Africa, and continues to develop its commercial activities abroad by deploying its model of banking without distance, meeting all of its customers’ requirements, from individuals to large companies, and applying the best standards in risk management and compliance - a guarantee of security for customers. A strategy that makes BRED a leading player alongside domestic banks, and enables it to strengthen its positioning as a key partner offering international support for its customers. Its international businesses recorded strong results with NBI up by 25.7% at constant exchange rates, due to strong growth in its commercial banking businesses, in particular in the Fiji Islands and Cambodia, and excellent performance in financing international trade in Geneva. 75 BRANCHES 25.7% INCREASE ABROAD IN NBI BY THE INTERNATIONAL DIVISION AT CONSTANT ALMOST EXCHANGE RATES 1,600 EMPLOYEES 22 dlrow eht ot nepO sseccus ruo no gnisilatipaC