ACTIVITY REPORT 2021 EXPERTISE AND ADDED VALUE FOR ALL OUR CUSTOMERS Guided by its approach combining proximity and expert advice, BRED offers the promise of added value for everyone. Faithful to its values and convinced that the future of banking lies in human proximity and advice, BRED strongly believes in a constant concern for the added value it delivers to all its customers, whether they are individuals, private investors, professionals, institutions or companies of all sizes. Its diverse range of expertise and businesses, coupled with its network, trading desk and subsidiaries, make it a full-service bank capable of offering its clients all the benefits of a large group, both in France and internationally. 24 dlrow eht ot nepO sseccus ruo no gnisilatipaC